Why do we need professional help when we are considering bankruptcy? To avoid these situations such as the creditor repossessing the car that you drive to work, government agencies garnishing 10% of salary to pay that student loan, mortgage company initiating foreclosure on your house and if you owe taxes then the irs can seizure your bank accounts. If we seek professional help in time all of these things will not happen.
What will you need when you talk to the consultant? Income statement, all credit card bills, mortgage papers, car papers, life insurance policies, alimony, claims where you sued someone, tax refunds, commissions, tools and machinery, list of household goods such as jewelry, art, computers and even firearms. Get all of your paperwork into a folder and know what assets you have and the list of all of your debts. This will make every faster for you.
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Remember this will be a fresh financial start for you and make this take as little amount of time as possible. The money that you can use to pay your bankruptcy attorney will come from the no payments that will be made to all of your debt, stop paying once you seek advice and file the bankruptcy.
Consult a professional if you are considering bankruptcy. Congress passed a new Bankruptcy Law in 2005 which gives the creditors an edge over us. Protect what you have and seek help today. Bankruptcy can give you a new beginning. The process itself can be overwhelming, but you can seek professional help and just decide if bankruptcy is right for you. It could be that you just need a little more time to pay your debts and then you can avoid bankruptcy entirely.
Is Bankruptcy Right For You? Talk to Bankruptcy Attorneys Free and Confidential. Licensed bankruptcy attorneys are available. Attorneys will call you to discuss your case for free. Find out if bankruptcy is right for your situation.
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